http://talkthrifty.com/ Money saving thrifty tips for tight economical times in a tough economy en-us Nucleus CMS v3.41 � Weblog http://backend.userland.com/rss http://talkthrifty.com//nucleus/nucleus2.gif http://talkthrifty.com/ http://talkthrifty.com/index.php?itemid=42 General http://talkthrifty.com/index.php?itemid=42 Wed, 15 Apr 2009 10:29:00 -0600 http://talkthrifty.com/index.php?itemid=40 Reducing Bills http://talkthrifty.com/index.php?itemid=40 Wed, 8 Apr 2009 18:25:00 -0600 http://talkthrifty.com/index.php?itemid=36 ]]> Using Less http://talkthrifty.com/index.php?itemid=36 Thu, 2 Apr 2009 13:22:00 -0600 http://talkthrifty.com/index.php?itemid=34 Changing Habbits http://talkthrifty.com/index.php?itemid=34 Tue, 31 Mar 2009 09:55:00 -0600 http://talkthrifty.com/index.php?itemid=32 Changing Habbits http://talkthrifty.com/index.php?itemid=32 Thu, 26 Mar 2009 14:46:00 -0600 http://talkthrifty.com/index.php?itemid=30 Changing Habbits http://talkthrifty.com/index.php?itemid=30 Mon, 16 Mar 2009 12:35:00 -0600 http://talkthrifty.com/index.php?itemid=24 free mulch!!! Thats right, for example where I live they take the tree trimmings and shred it, then offer it for free to the residents of our city at the refuse recycle center. I use this material for my compost bin to increase the amount of compost I can make for fertilizing my lawn and garden beds. This is much cheaper than buying commercial fertilizers I might add... remember its free :O) Also use this mulch in your garden beds to help keep your garden beds from drying out, saving on water bills too!]]> Thrifty Alternatives http://talkthrifty.com/index.php?itemid=24 Tue, 10 Mar 2009 20:04:00 -0600 http://talkthrifty.com/index.php?itemid=22 making the company money not you. They prey on those of us that are in the instant gratification and conveniance mode and just go shopping blindly not realizing how much money were simply giving them. So dig out the cob webs in the old noggins math deparment and get thrifty watching labels!]]> General http://talkthrifty.com/index.php?itemid=22 Thu, 5 Mar 2009 11:23:00 -0700 http://talkthrifty.com/index.php?itemid=38
First, I laugh when I go to a store to buy a computer. These almost necessary devices can range anywhere from a few hundred dollars to several thousand dollars. People often make the mistake of thinking that they need the best and most expensive computer on the market today. Well, most people don’t. We realize that computers pretty much are obsolete within a few months of purchase, so the bragging right will only hold for a few months. Most people only know how to really use about one percent of what modern day cheap computers can do. I find it important to have a bundle of features that you want, and get the least expensive computer in the store. My last purchase, I wanted a web cam, an HDMI output and a remote control. I wound up spending about a grand a year ago, and I still love the laptop that I purchased!

Next, near the top of the list of garage sale items are exercise equipment and juicer machines. I would recommend that anyone purchasing any of these two items go out and find it used! A juicer takes about 10 lbs of vegetables to get an 8 oz glass of juice! I would suggest a V8! Exercise equipment usually winds up sitting around collecting dust, so make sure you are committed for a lifestyle change if you want to spend $300 on a treadmill or weights.

Third, I would strongly encourage anyone wanting to purchase home theatre electronics to do some research. I have found that my Wal-Mart 52” LCD to have more than what I need, but priced well. I can’t see much of a difference between my television and the $4,000 LCD at Best Buy. Make sure you have a picture in mind of what you are trying to achieve. It’s important to know what your devices have for output and input. A Playstation has HDMI and fiber optic cable outputs, only. Most everything else, today, should have HDMI outputs and inputs, a very important feature to make sure you have to get the best quality picture and sound. This simple jack can make the difference of putting a Chevette engine in a Ferrari, it just doesn’t make sense. A DVR can be “rented” from your cable company and is a wonderful toy for getting HD television as well as recording shows with minimal effort. I suggest renting this device because I have had to replace three in the last four years! Entertainment stereos…you get what you pay for, but don’t over-do it!

Finally, furniture can be expensive and it can be cheap. The reality of cheap furniture is: it’s cheap! It will not last more than a year. Bookshelves will sag, dresser drawers will jam and living room furniture will chip revealing the cheap particle board beneath the laminate. With so many great credit offers at 0% interest for five years, take advantage of it. Buy what you want! If you do this, you will have furniture that you will be content with and it will last years, well beyond the five years of interest free payments! I would encourage you to do a lot of shopping before making a decision. Unless you are very reckless, I don’t recommend the replacement warranties, and borrow a friend’s truck to pick the furniture up! The furniture stores can charge a lot of hidden charges, set up, mileage and base charges…so be careful on having your furniture delivered.

It is always best to do some careful consideration before purchasing any item. Make sure it is what you want and that you are not buying more than you need. It’s so easy to have greedy eyes or cheap wallet syndrome when shopping. Try not to be impulsive, and think things through before making commitments to anything! It will keep your garage sales to a minimum and your wallet to a maximum!
]]> Changing Habbits http://talkthrifty.com/index.php?itemid=38 Thu, 5 Mar 2009 07:50:55 -0700 http://talkthrifty.com/index.php?itemid=28 Reducing Bills http://talkthrifty.com/index.php?itemid=28 Fri, 27 Feb 2009 10:04:00 -0700